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A mission to expand financial freedom by connecting every person, business, and agent to the Global Financial Internet.

Chris Fernandes and Sinclair Toffa at our headquarters rooftop in New York

Why we build.

Our belief since the start has been simple. People invest their time and energy in their work, and they get paid in money. Money is the compression of their time and energy. When money can move freely across the world, people can put their time and energy where they choose, and reinvest it into the next generation of businesses and global commerce.

The Global Financial Internet is the interconnected web of banks, wallets, and financial systems that lets money move in real time, and lets anyone build financial applications on top of it.

Full manifesto

Like a mural, the Global Financial Internet is made by many hands, layer by layer. We connect the pieces so our partners can build their missions on robust infrastructure. We are still painting. Join us.

What we hold ourselves to.

  • 2% better.

    Grow 2% better every day: 1% for yourself, 1% for the people around you. Let it compound.

  • Telos.

    Devote yourself to one mission and make every task serve it. Not done. Fulfilled.

  • Build.

    Embody the builder's mindset. Make things, solve problems, and have fun doing it.

The Mural Name

The oldest stories people have told are on walls, from the caves of southern France to the public buildings of Mexico City.

The murals that last are not hung on a wall. They are painted into it, until the pigment becomes part of the wall itself. They are built slowly, by many hands, and they outlast the people who made them.

That is what we are building: the wall the next generation of businesses will be painted into. Every business and every person, connected to the Global Financial Internet, adding their part of the story.

We lay the foundation. Our customers paint their story into it.

JoinMural

Every builder brings a new piece. We are still painting.